The Gift of Investing: Meaningful Christmas Presents That Build Wealth

Explore unique gift ideas with long-term financial benefits, such as fractional shares, kids’ savings accounts, or investment-focused books.

12/4/20243 min read

The Gift of Investing: A Present That Grows Over Time

Christmas is around the corner, and with it comes the annual quest for the perfect gift. We spend hours scouring stores and websites, hoping to find something memorable and meaningful. But this year, why not take a different approach? Instead of giving something that might be forgotten by February, consider a gift that lasts a gift that grows: the gift of investing.

It might sound unconventional, but hear me out. Investing-related presents aren’t just thoughtful they’re transformative. They say, “I believe in your future.” And the best part? You don’t need to be a financial expert or break the bank to get started.

Fractional Shares: A Slice of Something Big


Imagine gifting someone a piece of their favorite brand Apple, Disney, Tesla without having to spend hundreds or thousands of dollars. Fractional shares let you do just that. With as little as $10 or $20, you can gift someone a stake in a company they love.

It’s not just a financial asset; it’s a conversation starter, a doorway into the world of investing. They’ll check stock updates not out of boredom but because they own a part of it. Who knows? You might just ignite a lifelong interest in building wealth.

For the Kids: Savings That Teach and Grow


Kids may not understand stocks yet, but they do get the joy of watching something grow be it a garden or a savings account. Setting up a savings account for a child is a fantastic way to introduce the concept of saving for the future.

Picture this: you deposit the first $50 or $100, and every year, you add a little more. Over time, they’ll see their money grow and learn the value of financial patience. It’s a lesson wrapped in a gift, and it’ll stick with them far longer than another toy.

Books: The Ultimate Wealth of Knowledge


If you’re unsure about stocks or accounts, consider gifting wisdom. A great book on finance can be life-changing. Titles like Rich Dad Poor Dad or The Intelligent Investor are classics for a reason—they don’t just teach you about money; they shift how you think about it.

And if books seem too “serious,” frame it as an adventure. Tell them, “This isn’t just a book it’s the first step to mastering your money.”

Tech and Tools for the Finance Curious


Have a tech-savvy friend or relative? Gift them a subscription to a budgeting app like YNAB (You Need a Budget) or a robo-advisor like Betterment. These platforms turn personal finance into a game one where the prize is financial freedom.

It’s modern, practical, and endlessly useful. Plus, every time they hit a savings goal, they’ll think of you.

Why This Matters


Let’s face it: most gifts fade. They’re used up, worn out, or forgotten. But a gift that builds financial awareness and wealth? That’s unforgettable. It’s the difference between a sweater and a seed that grows into a tree.

This Christmas, give something bigger than a moment of joy. Give a step toward financial independence. Whether it’s a fractional share, a kids’ savings account, or a book that opens minds, you’re not just giving a gift you’re giving a future.

Because the best gifts don’t just fill the present they brighten what’s ahead.

Conclusion

This Christmas, let’s rethink the way we give. Instead of fleeting presents, choose something that empowers, educates, and enriches lives. Gifts like fractional shares, savings accounts, or even a well-chosen book aren’t just thoughtful they’re transformative.

When you give the gift of investing, you’re not just saying “I care about you now.” You’re saying I care about your future.” And that’s a message that will resonate long after the holiday decorations come down.

So, as you wrap up your holiday shopping, consider a gift that grows a present that’s as meaningful as it is forward-thinking. This year, let’s give the gift of possibility, one thoughtful investment at a time.

Explore more ways to make your gifts matter sub Finance Inside.

Happy Investing!